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Simply Get Rid....and wise up..

19/1/2012

6 Comments

 
The title of a new book on finance and investment caught my eye. It is by Carl Richards and is called The Behaviour Gap. Simple Ways To Stop Doing Dumb Things With Money.  I think I will take on board some of his critical thinking for Simple Ways To Stop Doing Dumb Things With STUFF!

As far as I can see from a brief look, he talks about emotion, and how inappropriate it can be to make decisions about money based on emotions, especially fear. He has inspired me to come up with - wait for it -

Five Simple Ways To Stop Doing Dumb Things With Stuff.

ONE
:  The most effective of all. Don't buy it in the first place. Look at the item you have just taken from the shelf in the shop. Is it conceivable that in a few hour's/day's/week's time you will not be as thrilled by it as you are now? Be honest, and if in doubt, put it back. (If it helps earmark the money you would have spent for something which will thrill you..but seems beyond your means. You may be surprised how quickly you can  save this way for something you really want. I have the 'visit Japan' fund growing. Slowly, but growing....)

..tomorrow ....it's only stuff..

6 Comments
Liz
18/1/2012 08:47:20 pm

Again the generation gap - would your mum/granny have bought it? If they are/were anything like mine, they bought next to nothing for themselves, certainly no "impulse buys", which very soon go into the Oxfam box!

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Freda
18/1/2012 09:24:32 pm

No, they couldn't have bought things the way I do! And I do LOVE having new and beautiful things, but I'm trying to make considered, wise purchases....aren't we lucky to have the choices we have, even if they can be overwhelming..Thanks for your perceptive comments! I do love to have a conversation like this!

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julia
18/1/2012 11:50:24 pm

about ten years ago, my husband and i made some massive changes in our lives, downsized and changed jobs etc. we went through a period of not knowing how our finances would be...i missed shopping! i would go to my favorite store...tjmaxx, here in the usa, and put all kinds of things in my basket that i really wanted to buy...wheel it around for about an hour, browsing, and then put it all back. it totally satisfied that craving i had to shop....:-)

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Freda
19/1/2012 07:03:50 pm

Julia that is brilliant!! Tell me more..

Reply
julia
22/1/2012 12:35:55 am

hi freda...well, you know how shopping can also be a social activity. sometimes my friends and i will meet for lunch, and then we'll browse together thru the nearest TJMAXX..it's a small department store that carries very nice items, discounted. so every "find" feels like a real conquest! we have a great time together and often do find some lovely things, for great prices; all totally unnecessary to having a contented life, right?
i have found that i can cruise around, enjoy the treasure hunt, the camaraderie, and still walk out with my credit cards intact!...besides, regular shopping will not get me closer to minimalism. however...i do find myself now shopping for others!...like my kids, their spouses, my grandchildren....it's the same urge...only now i am piling all that stuff onto them!..it begs investigating the craving mind..

Freda
23/1/2012 07:00:22 am

As long as they really like it...!

I find the contribution to the 'visit Japan' fund was a turning point for me, also the realisation that the things I bought on the days I just felt like buyhing something were never a success. And the more minimal my home gets, the more I am loving it..

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    Simply Chill
    Simply Christmas
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    An artist seeking a simpler life - (but not too simple!)

    All words and images copyright Freda Waldapfel 2010 - 2020

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